HOW TO USE THE CASH ENVELOPE BUDGETING SYSTEM + FREE ENVELOPE TEMPLATE

If you have researched how to budget, then you probably have heard of the cash envelope method. This method is not new and has been around for a very long time. Even though it’s been around awhile, many people still don’t know how it works or the benefits. Your first thought is probably, “ugh, what …

The Money Minute

What is a money minute? A money minute is you taking one simple minute of your day to take a look at your finances. Yip! That’s it. You log into your mobile banking apps or whatever budgeting software you use and review your transactions over the last 24 hours. Why is this beneficial? This is …

The 48-Hour Personal Finance Makeover (FREEBIE Alert!!)

Organizing your personal finances. There are few tasks more daunting, especially if you’re currently juggling personal debt, bonds and loans, and making ends meet while also building savings. (So…most of us?!) Regardless of where you are in your career and life, you’re capable of taking charge of your money. You can set goals. Build savings. …

Creating a Financial Plan for Yourself that actually works

Before we discuss creating your own financial plan, you’ll need to know what a financial plan is. What Is a Financial Plan? It’s the process of setting goals and thinking through the steps it will take you to reach them. Remember: Each person’s financial plan looks different, depending on their short-term and long-term financial goals. …

How to Save Money From Your Salary: 8 Key Tips

The math behind saving money is simple (Pay off debt, save more money and build) but not always easy however that being said, it’s totally possible for you to save successfully. Budget before each paycheck As a salaried employee, you should have a more consistent stream of income therefore it’s important to have a spending …

Practical Tips for Teaching Kids about Money

Given how important financial literacy skills are to navigating life, it’s surprising that our schools don’t teach children about money. As a parent, however, you can teach your child important financial lessons — and you should. Below, I’ll show you how to give your kids the head start you wish you had and set them …

What’s your Money Archetype and QUIZ to find out

Covid-19 has affected us in different ways, not just financially but emotionally/psychologically too. And we all have tried to cope in different ways; for example, when the lockdown began people stocked up on essential groceries and detergents.Hand sanitizers were completely sold out! This was an unconscious response to the Covid-19 and the lockdown. Buying was …

Must-Have Money Conversations You Need to Have With Your Partner

On the first date, you discuss splitting the bill. Before you know it, you’re engaged and planning a wedding. If you haven’t already, it’s time to have the Money Talk. Yes, talking about money can be heavy, but it’s important to have these conversations. To help you cover your bases, here are some key financial …

Personal Finance 101: Calculating and Understanding Your Net Worth

According to Investopedia, a person or company’s net worth is “the amount by which assets exceeds liabilities”. More commonly put, net worth is the total value of your assets minus your debts. Net worth can apply to a business or a person. I will be applying the Net Worth concept to individuals in this article. …

Money Management Tips For Busy People

Staying on top of your finances plays a major role in whether you achieve your money goals. When you have a life full of career, family and personal demands on your plate things can get busy, fast! As a result, a regular review of your spending, savings, and debt can fall by the wayside.