MONEY MANAGEMENT TIPS FOR SMALL BUSINESS OWNERS

HAVE AN ACCURATE BUSINESS PLAN I’m not talking about the 50 page document that feels like pulling teeth to actually write out and never sees the light of day after you’re done. I’m talking about a realistic, straight-forward business plan that you can use to guide your operations, development and financial goals. HAVE A BUDGET …

How to Build Your Brand and Create Wealth – Part 2

If you haven’t read Part I, check it out here. Scared Money, Don’t Make Money One of the mistakes people make is that they don’t want to invest in themselves.  Instead of making an investment to grow, they strive to do everything themselves in order to save a rand.   In fear of spending any money, they …

Simple ways to Create Better Spending Habits and stick to budget

If you’re having a difficult time spending less and saving more, it may take more than sheer will to make that change. Overspending is a widespread problem and one that can seriously wreck your ability to save. When you spend smarter, your money goes further. Read on to discover how you can break bad spending …

How to be more charitable without spending money

As English author John Bunyan once said, “You have not lived until you have done something for someone who can never repay you.” The concept of doing something for someone who cannot repay you goes by a variety of different names. Some call it generosity; others say goodwill and some might call it philanthropy. But …

AFFORDABLE SELF CARE IDEAS FOR BUSY BEES

No matter how busy you are, your income level or what stage of life you’re at, there’s ONE thing you absolutely must incorporate into your life. And that is self-care. Without self-care, you can spend your life perpetually stressed, sick, and exhausted. The act of prioritizing yourself, taking care of yourself, showing yourself the same …

HOW TO USE THE CASH ENVELOPE BUDGETING SYSTEM + FREE ENVELOPE TEMPLATE

If you have researched how to budget, then you probably have heard of the cash envelope method. This method is not new and has been around for a very long time. Even though it’s been around awhile, many people still don’t know how it works or the benefits. Your first thought is probably, “ugh, what …

Personal Budget Freebie & 4 week Financial Detox

FREE Excel Personal Budget Template – Should you have trouble downloading template email me on humairaamoola@outlook.com for assistance. Budget Spreadsheet Excel – Personal BudgetDownload Your personal finances affect all aspects of your life so lets begin the new year by arranging our finances and creating a solid financial foundation for ourselves. Paying attention to the …

The Money Minute

What is a money minute? A money minute is you taking one simple minute of your day to take a look at your finances. Yip! That’s it. You log into your mobile banking apps or whatever budgeting software you use and review your transactions over the last 24 hours. Why is this beneficial? This is …

The 48-Hour Personal Finance Makeover (FREEBIE Alert!!)

Organizing your personal finances. There are few tasks more daunting, especially if you’re currently juggling personal debt, bonds and loans, and making ends meet while also building savings. (So…most of us?!) Regardless of where you are in your career and life, you’re capable of taking charge of your money. You can set goals. Build savings. …

How to Save Money From Your Salary: 8 Key Tips

The math behind saving money is simple (Pay off debt, save more money and build) but not always easy however that being said, it’s totally possible for you to save successfully. Budget before each paycheck As a salaried employee, you should have a more consistent stream of income therefore it’s important to have a spending …