Covid-19 has affected us in different ways, not just financially but emotionally/psychologically too. And we all have tried to cope in different ways; for example, when the lockdown began people stocked up on essential groceries and detergents.Hand sanitizers were completely sold out! This was an unconscious response to the Covid-19 and the lockdown. Buying was […]
Staying on top of your finances plays a major role in whether you achieve your money goals. When you have a life full of career, family and personal demands on your plate things can get busy, fast! As a result, a regular review of your spending, savings, and debt can fall by the wayside.
I have always been an avid reader however now I prefer to select books that further my education, personal development, or inspire and motivate me. I think everyone should spend at least 10 minutes a day reading a personal development book of some kind. Audio books are just as great because you can multitask your ‘chores’ and […]
If you’ve read any personal finance advice, you know there’s one simple rule that comes up time and again: You need a budget. Budgets assign your money a job and establish spending limits for specific expenditures so you can use your money responsibly. Making a budget isn’t as terrible (or boring) as it sounds. It […]
Unless you’re on a budget, changing your money habits can be really hard to do. Willpower and determination will only get you so far. The amazing thing about a budget is that it allows you to see how much money you spend, and what you spend it on. When you know how much you spend […]