Personal Budget Freebie & 4 week Financial Detox

FREE Excel Personal Budget Template – Should you have trouble downloading template email me on humairaamoola@outlook.com for assistance. Budget Spreadsheet Excel – Personal BudgetDownload Your personal finances affect all aspects of your life so lets begin the new year by arranging our finances and creating a solid financial foundation for ourselves. Paying attention to the …

The Money Minute

What is a money minute? A money minute is you taking one simple minute of your day to take a look at your finances. Yip! That’s it. You log into your mobile banking apps or whatever budgeting software you use and review your transactions over the last 24 hours. Why is this beneficial? This is …

The 48-Hour Personal Finance Makeover (FREEBIE Alert!!)

Organizing your personal finances. There are few tasks more daunting, especially if you’re currently juggling personal debt, bonds and loans, and making ends meet while also building savings. (So…most of us?!) Regardless of where you are in your career and life, you’re capable of taking charge of your money. You can set goals. Build savings. …

What’s your Money Archetype and QUIZ to find out

Covid-19 has affected us in different ways, not just financially but emotionally/psychologically too. And we all have tried to cope in different ways; for example, when the lockdown began people stocked up on essential groceries and detergents.Hand sanitizers were completely sold out! This was an unconscious response to the Covid-19 and the lockdown. Buying was …

Money Management Tips For Busy People

Staying on top of your finances plays a major role in whether you achieve your money goals. When you have a life full of career, family and personal demands on your plate things can get busy, fast! As a result, a regular review of your spending, savings, and debt can fall by the wayside.

Must Read Personal Finance Books for Women

I have always been an avid reader however now I prefer to select books that further my education, personal development, or inspire and motivate me. I think everyone should spend at least 10 minutes a day reading a personal development book of some kind. Audio books are just as great because you can multitask your ‘chores’ and …

How to Create a Simple Personal Budget

If you’ve read any personal finance advice, you know there’s one simple rule that comes up time and again: You need a budget. Budgets assign your money a job and establish spending limits for specific expenditures so you can use your money responsibly. Making a budget isn’t as terrible (or boring) as it sounds. It …

How Can a Budget Change Your Habits?

Unless you’re on a budget, changing your money habits can be really hard to do. Willpower and determination will only get you so far. The amazing thing about a budget is that it allows you to see how much money you spend, and what you spend it on. When you know how much you spend …