How to Build Your Brand and Create Wealth – Part 2

If you haven’t read Part I, check it out here. Scared Money, Don’t Make Money One of the mistakes people make is that they don’t want to invest in themselves.  Instead of making an investment to grow, they strive to do everything themselves in order to save a rand.   In fear of spending any money, they …

Simple ways to Create Better Spending Habits and stick to budget

If you’re having a difficult time spending less and saving more, it may take more than sheer will to make that change. Overspending is a widespread problem and one that can seriously wreck your ability to save. When you spend smarter, your money goes further. Read on to discover how you can break bad spending …

How to be more charitable without spending money

As English author John Bunyan once said, “You have not lived until you have done something for someone who can never repay you.” The concept of doing something for someone who cannot repay you goes by a variety of different names. Some call it generosity; others say goodwill and some might call it philanthropy. But …

Personal Budget Freebie & 4 week Financial Detox

FREE Excel Personal Budget Template – Should you have trouble downloading template email me on humairaamoola@outlook.com for assistance. Budget Spreadsheet Excel – Personal BudgetDownload Your personal finances affect all aspects of your life so lets begin the new year by arranging our finances and creating a solid financial foundation for ourselves. Paying attention to the …

The Money Minute

What is a money minute? A money minute is you taking one simple minute of your day to take a look at your finances. Yip! That’s it. You log into your mobile banking apps or whatever budgeting software you use and review your transactions over the last 24 hours. Why is this beneficial? This is …

The 48-Hour Personal Finance Makeover (FREEBIE Alert!!)

Organizing your personal finances. There are few tasks more daunting, especially if you’re currently juggling personal debt, bonds and loans, and making ends meet while also building savings. (So…most of us?!) Regardless of where you are in your career and life, you’re capable of taking charge of your money. You can set goals. Build savings. …

Are Your Friends and Family a Threat to Your Finances?

“FINANCIAL FRENEMIES?” WE LOVE OUR FRIENDS AND FAMILY, BUT SOME OF THEM CAN BE A HAZARD TO OUR FINANCIAL HEALTH. HAVE YOU EVER TAKEN THE TIME TO CONSIDER THE IMPACT THESE PEOPLE HAVE ON YOUR FINANCES? IT’S POSSIBLE YOU MIGHT NOT HAVE NOTICED THE NEGATIVE IMPACT THE PEOPLE IN YOUR LIFE ARE HAVING ON YOUR …