Simple ways to Create Better Spending Habits and stick to budget

If you’re having a difficult time spending less and saving more, it may take more than sheer will to make that change. Overspending is a widespread problem and one that can seriously wreck your ability to save. When you spend smarter, your money goes further. Read on to discover how you can break bad spending …

AFFORDABLE SELF CARE IDEAS FOR BUSY BEES

No matter how busy you are, your income level or what stage of life you’re at, there’s ONE thing you absolutely must incorporate into your life. And that is self-care. Without self-care, you can spend your life perpetually stressed, sick, and exhausted. The act of prioritizing yourself, taking care of yourself, showing yourself the same …

HOW TO USE THE CASH ENVELOPE BUDGETING SYSTEM + FREE ENVELOPE TEMPLATE

If you have researched how to budget, then you probably have heard of the cash envelope method. This method is not new and has been around for a very long time. Even though it’s been around awhile, many people still don’t know how it works or the benefits. Your first thought is probably, “ugh, what …

8 ways that you can start reducing expenses today

As I entered “the real world”, I knew money management was important, but I convinced myself that there was a time and place for all of that in the future. You know…once I actually had money. It never occurred to me that making good use of the money I had now, would be the key …

Personal Budget Freebie & 4 week Financial Detox

FREE Excel Personal Budget Template – Should you have trouble downloading template email me on humairaamoola@outlook.com for assistance. Budget Spreadsheet Excel – Personal BudgetDownload Your personal finances affect all aspects of your life so lets begin the new year by arranging our finances and creating a solid financial foundation for ourselves. Paying attention to the …

The Money Minute

What is a money minute? A money minute is you taking one simple minute of your day to take a look at your finances. Yip! That’s it. You log into your mobile banking apps or whatever budgeting software you use and review your transactions over the last 24 hours. Why is this beneficial? This is …

The 48-Hour Personal Finance Makeover (FREEBIE Alert!!)

Organizing your personal finances. There are few tasks more daunting, especially if you’re currently juggling personal debt, bonds and loans, and making ends meet while also building savings. (So…most of us?!) Regardless of where you are in your career and life, you’re capable of taking charge of your money. You can set goals. Build savings. …

Creating a Financial Plan for Yourself that actually works

Before we discuss creating your own financial plan, you’ll need to know what a financial plan is. What Is a Financial Plan? It’s the process of setting goals and thinking through the steps it will take you to reach them. Remember: Each person’s financial plan looks different, depending on their short-term and long-term financial goals. …

How to Save Money From Your Salary: 8 Key Tips

The math behind saving money is simple (Pay off debt, save more money and build) but not always easy however that being said, it’s totally possible for you to save successfully. Budget before each paycheck As a salaried employee, you should have a more consistent stream of income therefore it’s important to have a spending …

Practical Tips for Teaching Kids about Money

Given how important financial literacy skills are to navigating life, it’s surprising that our schools don’t teach children about money. As a parent, however, you can teach your child important financial lessons — and you should. Below, I’ll show you how to give your kids the head start you wish you had and set them …