What Is the 50/30/20 Budget?

When it comes to budgeting, there’s no one size fits all solution. We all have different incomes, desires, attitudes, and approaches to how we handle our finances. How to Use the 50/30/20 Budget Method The 50/30/20 budget or rule is recommendation to spend no more than 50% of your after-tax income (referred to just income […]

How to Create a Business Budget (and FREE Excel Template)

When you think about creating a business budget, you may start thinking, “Oh my God, this is going to get complicated.” But it really doesn’t have to be that complicated at all! As a small business owner, the biggest things you want to track are your income and your expenses. Then determine each month whether […]

MONTHLY BUDGET PERCENTAGES + FREE PRINTABLE

Dave Ramsey Recommended Household Budget When you are ready to start budgeting, you might be wondering what your monthly budgeting percentages should be. This is where Dave Ramsey’s Monthly Budget Percentages comes in because well if there is one thing we can say about Dave Ramsey – it’s that he likes to keep things simple. […]

How to Create a Simple Personal Budget

If you’ve read any personal finance advice, you know there’s one simple rule that comes up time and again: You need a budget. Budgets assign your money a job and establish spending limits for specific expenditures so you can use your money responsibly. Making a budget isn’t as terrible (or boring) as it sounds. It […]

How Can a Budget Change Your Habits?

Unless you’re on a budget, changing your money habits can be really hard to do. Willpower and determination will only get you so far. The amazing thing about a budget is that it allows you to see how much money you spend, and what you spend it on. When you know how much you spend […]

How to set SMART Financial Goals (+FREE WORKBOOK)

Do you have BIG financial goals?  I’m sure you do! Do you feel like no matter what you try, you’re not making a dent in your debt? Or after years of working your butt off, you don’t have very much to show for it? Maybe your budget never works out the way you hope. Here’s […]

How to Prepare Financially After a Job Loss

Controlling the things that You can control We are going through uncertain and challenging times. In one way or another the Coronavirus pandemic is affecting us all. If you’re reading this because you’ve lost your job or had to take a pay cut or perhaps somebody you care about is going through this, I want […]

Financial Lessons learnt during lockdown: what the Coronavirus taught me about money

Over the past weeks, we have been forced to lockdown and find new ways to live, work and socialize within the confines of our homes. Most of us have successfully managed to adjust and in doing so we have most likely realized several interesting new things about ourselves. When it comes to money and finances, […]