Before we discuss creating your own financial plan, you’ll need to know what a financial plan is. What Is a Financial Plan? It’s the process of setting goals and thinking through the steps it will take you to reach them. Remember: Each person’s financial plan looks different, depending on their short-term and long-term financial goals. […]
Category Archives: hM Recommends
How long should I keep my Business Financial records?
Since most businesses deal with more than just the owner, there will be more record retention. Also, most business record retention requirements are more stringent. Some records deal with the business, some deal with the customers, some deal with the employees, and some deal with the the South African Revenue Services (SARS). Below are some […]
How Long should I keep Personal Financial Records?
Ever wondered how long to keep financial records? Or how long to keep bank statements? What records would be unnecessary clutter? Which records would become most important in the event of errors caused by others? What should you save and what should you shred? Well here’s a guide on how long to keep your different […]
Practical Tips for Teaching Kids about Money
Given how important financial literacy skills are to navigating life, it’s surprising that our schools don’t teach children about money. As a parent, however, you can teach your child important financial lessons — and you should. Below, I’ll show you how to give your kids the head start you wish you had and set them […]
Your estate planning checklist
Estate planning is the best way to ensure that your loved ones are cared for after you pass away. By creating your estate plans early, and talking to your personal representatives about their roles, you can give yourself, and your family, the benefit of peace of mind. There is quite a lot that you need […]
Free Course – Manifesto to Organize Your Finances
A Guide to Spring Clean Your Finances You may enrol HERE In spirit of Women’s Day – I am super excited to announce the release of my first course that will be absolutely FREE to enrol in. I thought long and hard about the topic in which I wanted us to start with and I […]
What’s your Money Archetype and QUIZ to find out
Covid-19 has affected us in different ways, not just financially but emotionally/psychologically too. And we all have tried to cope in different ways; for example, when the lockdown began people stocked up on essential groceries and detergents.Hand sanitizers were completely sold out! This was an unconscious response to the Covid-19 and the lockdown. Buying was […]
Building Generational Wealth
For many, being able to leave a sizable trust fund, piece of property, or inheritance is the sign of a life wealth’ily lived. It’s human nature for us to be concerned about the future well-being of our loved ones. We want them to succeed, even after we’re gone. But what is generational wealth really, and […]
How to Financially Prepare for Home Ownership
When it comes to financial and life goals, buying a house is probably pretty high up on your list. If you know that owning a home is a goal you want to achieve, put yourself in the best situation to do so, as early as possible. You can financially prepare for home ownership years in […]
Must-Have Money Conversations You Need to Have With Your Partner
On the first date, you discuss splitting the bill. Before you know it, you’re engaged and planning a wedding. If you haven’t already, it’s time to have the Money Talk. Yes, talking about money can be heavy, but it’s important to have these conversations. To help you cover your bases, here are some key financial […]
