Covid-19 has affected us in different ways, not just financially but emotionally/psychologically too. And we all have tried to cope in different ways; for example, when the lockdown began people stocked up on essential groceries and detergents.Hand sanitizers were completely sold out! This was an unconscious response to the Covid-19 and the lockdown. Buying was […]
Category Archives: hM Recommends
Building Generational Wealth
For many, being able to leave a sizable trust fund, piece of property, or inheritance is the sign of a life wealth’ily lived. It’s human nature for us to be concerned about the future well-being of our loved ones. We want them to succeed, even after we’re gone. But what is generational wealth really, and […]
How to Financially Prepare for Home Ownership
When it comes to financial and life goals, buying a house is probably pretty high up on your list. If you know that owning a home is a goal you want to achieve, put yourself in the best situation to do so, as early as possible. You can financially prepare for home ownership years in […]
Must-Have Money Conversations You Need to Have With Your Partner
On the first date, you discuss splitting the bill. Before you know it, you’re engaged and planning a wedding. If you haven’t already, it’s time to have the Money Talk. Yes, talking about money can be heavy, but it’s important to have these conversations. To help you cover your bases, here are some key financial […]
Personal Finance 101: Calculating and Understanding Your Net Worth
According to Investopedia, a person or company’s net worth is “the amount by which assets exceeds liabilities”. More commonly put, net worth is the total value of your assets minus your debts. Net worth can apply to a business or a person. I will be applying the Net Worth concept to individuals in this article. […]
Money Management Tips For Busy People
Staying on top of your finances plays a major role in whether you achieve your money goals. When you have a life full of career, family and personal demands on your plate things can get busy, fast! As a result, a regular review of your spending, savings, and debt can fall by the wayside.
Must Read Personal Finance Books for Women
I have always been an avid reader however now I prefer to select books that further my education, personal development, or inspire and motivate me. I think everyone should spend at least 10 minutes a day reading a personal development book of some kind. Audio books are just as great because you can multitask your ‘chores’ and […]
MONTHLY BUDGET PERCENTAGES + FREE PRINTABLE
Dave Ramsey Recommended Household Budget When you are ready to start budgeting, you might be wondering what your monthly budgeting percentages should be. This is where Dave Ramsey’s Monthly Budget Percentages comes in because well if there is one thing we can say about Dave Ramsey – it’s that he likes to keep things simple. […]
Cost Per Wear: Saving Money Smartly
When it comes to clothing, shoes, and accessory purchases, I’m a firm believer in cost per wear, which I also refer to as “getting my money’s worth.” It doesn’t matter if it’s a cheap or an expensive purchase. Money spent is still money spent, and I want to be sure that it’s worth it. That […]
How to set SMART Financial Goals (+FREE WORKBOOK)
Do you have BIG financial goals? I’m sure you do! Do you feel like no matter what you try, you’re not making a dent in your debt? Or after years of working your butt off, you don’t have very much to show for it? Maybe your budget never works out the way you hope. Here’s […]
