Dave Ramsey Recommended Household Budget When you are ready to start budgeting, you might be wondering what your monthly budgeting percentages should be. This is where Dave Ramsey’s Monthly Budget Percentages comes in because well if there is one thing we can say about Dave Ramsey – it's that he likes to keep things simple. [...]

Cost Per Wear: Saving Money Smartly

When it comes to clothing, shoes, and accessory purchases, I'm a firm believer in cost per wear, which I also refer to as "getting my money's worth." It doesn't matter if it's a cheap or an expensive purchase. Money spent is still money spent, and I want to be sure that it's worth it. That [...]

How to Create a Simple Personal Budget

If you've read any personal finance advice, you know there's one simple rule that comes up time and again: You need a budget. Budgets assign your money a job and establish spending limits for specific expenditures so you can use your money responsibly. Making a budget isn’t as terrible (or boring) as it sounds. It [...]

How Can a Budget Change Your Habits?

Unless you’re on a budget, changing your money habits can be really hard to do. Willpower and determination will only get you so far. The amazing thing about a budget is that it allows you to see how much money you spend, and what you spend it on. When you know how much you spend [...]

How to set SMART Financial Goals (+FREE WORKBOOK)

Do you have BIG financial goals?  I’m sure you do! Do you feel like no matter what you try, you’re not making a dent in your debt? Or after years of working your butt off, you don’t have very much to show for it? Maybe your budget never works out the way you hope. Here’s [...]

Things You Should Never Throw Out (and How to Reuse Them) With some experts predicting that the economic downturn brought on by the coronavirus pandemic could be as bad as the Great Depression, the “waste-not, want-not” mentality from that generation is coming back into play. So, before you toss these items in the trash, have [...]

Daily Habits That Will Set You Up for Success

It’s easy to live life on autopilot. Do you ever feel like you’re going through the motions during the workweek, just trying to make it to Friday? Then, when Friday comes around, you can hardly remember what happened that week—it’s all one big blur. The typical schedule of get up, go to work, come home, [...]

Ideas to Celebrate Mothers Day During the Lockdown

Mother Day is an annual reminder to cherish the relationship you have with your mom. Given this year's unique circumstances, many of us are celebrating the holiday at home or even, away from the women — moms, grandmas, aunts, you name it — that we love most. For that reason, some Mother's Day traditions like [...]

Working from home? 5 Tips to stay Productive

The outbreak of the coronavirus has most people working from home. If you are new to working remotely, these tips can help you stay productive and maintain balance. The global spread of COVID-19, the novel coronavirus, is keeping people at home. Much of the world is on lockdown. Where possible, employers are encouraging or requiring [...]

How to Prepare Financially After a Job Loss

Controlling the things that You can control We are going through uncertain and challenging times. In one way or another the Coronavirus pandemic is affecting us all. If you’re reading this because you’ve lost your job or had to take a pay cut or perhaps somebody you care about is going through this, I want [...]