MONEY MANAGEMENT TIPS FOR SMALL BUSINESS OWNERS

HAVE AN ACCURATE BUSINESS PLAN I'm not talking about the 50 page document that feels like pulling teeth to actually write out and never sees the light of day after you’re done. I'm talking about a realistic, straight-forward business plan that you can use to guide your operations, development and financial goals. HAVE A BUDGET …

How to Build Your Brand and Create Wealth – Part 2

If you haven’t read Part I, check it out here. Scared Money, Don’t Make Money One of the mistakes people make is that they don’t want to invest in themselves.  Instead of making an investment to grow, they strive to do everything themselves in order to save a rand.   In fear of spending any money, they …

Building Your own Brand and Creating wealth – Part One

This year I'm learning one of the most important lessons I think one could learn - The importance of building YOUR own brand - for your business and for an abundant life. Here are some of the things I've learnt thus far: Understand Your Network Matters I’m sure you have already heard the phrase – …

Simple ways to Create Better Spending Habits and stick to budget

If you're having a difficult time spending less and saving more, it may take more than sheer will to make that change. Overspending is a widespread problem and one that can seriously wreck your ability to save. When you spend smarter, your money goes further. Read on to discover how you can break bad spending …

Create an Ergonomic home office without breaking bank

More of us than ever are working from home because of COVID-19, and that means we need to make our home offices safe, healthy places to work. These tips can help you make inexpensive adjustments to your work space to stay productive and injury-free. When you get into a car to drive it for the …

How to be more charitable without spending money

As English author John Bunyan once said, “You have not lived until you have done something for someone who can never repay you.” The concept of doing something for someone who cannot repay you goes by a variety of different names. Some call it generosity; others say goodwill and some might call it philanthropy. But …

AFFORDABLE SELF CARE IDEAS FOR BUSY BEES

No matter how busy you are, your income level or what stage of life you’re at, there’s ONE thing you absolutely must incorporate into your life. And that is self-care. Without self-care, you can spend your life perpetually stressed, sick, and exhausted. The act of prioritizing yourself, taking care of yourself, showing yourself the same …

HOW TO USE THE CASH ENVELOPE BUDGETING SYSTEM + FREE ENVELOPE TEMPLATE

If you have researched how to budget, then you probably have heard of the cash envelope method. This method is not new and has been around for a very long time. Even though it's been around awhile, many people still don't know how it works or the benefits. Your first thought is probably, “ugh, what …

8 ways that you can start reducing expenses today

As I entered "the real world", I knew money management was important, but I convinced myself that there was a time and place for all of that in the future. You know...once I actually had money. It never occurred to me that making good use of the money I had now, would be the key …

Personal Budget Freebie & 4 week Financial Detox

FREE Excel Personal Budget Template - Should you have trouble downloading template email me on humairaamoola@outlook.com for assistance. Budget Spreadsheet Excel - Personal BudgetDownload Your personal finances affect all aspects of your life so lets begin the new year by arranging our finances and creating a solid financial foundation for ourselves. Paying attention to the …