HOW TO USE THE CASH ENVELOPE BUDGETING SYSTEM + FREE ENVELOPE TEMPLATE

If you have researched how to budget, then you probably have heard of the cash envelope method. This method is not new and has been around for a very long time. Even though it’s been around awhile, many people still don’t know how it works or the benefits. Your first thought is probably, “ugh, what …

8 ways that you can start reducing expenses today

As I entered “the real world”, I knew money management was important, but I convinced myself that there was a time and place for all of that in the future. You know…once I actually had money. It never occurred to me that making good use of the money I had now, would be the key …

Personal Budget Freebie & 4 week Financial Detox

FREE Excel Personal Budget Template – Should you have trouble downloading template email me on humairaamoola@outlook.com for assistance. Budget Spreadsheet Excel – Personal BudgetDownload Your personal finances affect all aspects of your life so lets begin the new year by arranging our finances and creating a solid financial foundation for ourselves. Paying attention to the …

The Money Minute

What is a money minute? A money minute is you taking one simple minute of your day to take a look at your finances. Yip! That’s it. You log into your mobile banking apps or whatever budgeting software you use and review your transactions over the last 24 hours. Why is this beneficial? This is …

The 48-Hour Personal Finance Makeover (FREEBIE Alert!!)

Organizing your personal finances. There are few tasks more daunting, especially if you’re currently juggling personal debt, bonds and loans, and making ends meet while also building savings. (So…most of us?!) Regardless of where you are in your career and life, you’re capable of taking charge of your money. You can set goals. Build savings. …

Are Your Friends and Family a Threat to Your Finances?

“FINANCIAL FRENEMIES?” WE LOVE OUR FRIENDS AND FAMILY, BUT SOME OF THEM CAN BE A HAZARD TO OUR FINANCIAL HEALTH. HAVE YOU EVER TAKEN THE TIME TO CONSIDER THE IMPACT THESE PEOPLE HAVE ON YOUR FINANCES? IT’S POSSIBLE YOU MIGHT NOT HAVE NOTICED THE NEGATIVE IMPACT THE PEOPLE IN YOUR LIFE ARE HAVING ON YOUR …

12 Interview Tips to Impress

So, you’ve got a job interview coming up and you need some tips on how to nail it. It’s normal to feel a bit nervous, but if you put the time in to practice, you’ll stand head and shoulders above the other candidates. Ready to get started? Bring your A game with these 12 interview …

How to draft a standard will (Includes Template)

Without a valid will, your assets are distributed according to the law of intestate succession, which might leave your loved ones without access to the funds for months or even years. Here’s what you need to know to draft a legal, valid will, either by yourself or with the help of an expert. Here’s how …

Creating a Financial Plan for Yourself that actually works

Before we discuss creating your own financial plan, you’ll need to know what a financial plan is. What Is a Financial Plan? It’s the process of setting goals and thinking through the steps it will take you to reach them. Remember: Each person’s financial plan looks different, depending on their short-term and long-term financial goals. …

How to Save Money From Your Salary: 8 Key Tips

The math behind saving money is simple (Pay off debt, save more money and build) but not always easy however that being said, it’s totally possible for you to save successfully. Budget before each paycheck As a salaried employee, you should have a more consistent stream of income therefore it’s important to have a spending …